| GENERAL TERMS & CONDITIONS FOR ALL USERS |
- If, where general advice is being given on this website, the circumstances or context do not clearly indicate which one or more of the above entities is giving the advice, the advice is taken to be given by BT Associates
- Your access to this website is subject to these terms and conditions, the BT Associates Privacy Statement, notices, disclaimers any other terms and conditions or other statements contained on this website, and, if you use any of the services identified on this website for which additional or alternative terms and conditions are referred to, those additional terms and conditions for those other services (referred to collectively as "Terms of Use"). By accessing, viewing or otherwise using this website, you agree to be subject to these Terms of Use.
- BT Associates may, at its sole discretion, vary or modify these Terms of Use without notice. Any subsequent access to, or use by you of the website will constitute an acceptance of those modifications.
- You agree that where BT Associates or any other company in the BT Associates is required, by law or otherwise, to provide you with a document, you consent to the provision of that document electronically through the links on this website. We suggest that you print a copy of the document, or file it electronically, for future reference.
- By accessing this website, you acknowledge receipt of the relevant Services Guide.
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